Apply now for an instant loan from your phone!

Free app for Android


1. Download

Download the free app
from the Google Play store

2. Sign Up

Set up your Fido account
by filling your personal
information in the app

3. Select Product

Select your loan terms
and conditions

4. Get Approved

Approval is in real time.
Once approved the funds
will be disbursed to your
Mobile Money account

Fido is 100% online via mobile app. If you need help, email us at


Here are some common reasons why our customers choose us:

To do Business

A small loan to get your business off the ground, or to cover cashflow issues are great ways to stay profitable

School Fees

There is nothing more important than your child's education, but you may need help for an up-front payment

Pay Rent

It's easy to overspend after payday, so get your finances back on track with an emergency loan


  • Fast
  • Easy
  • Secure
  • Anytime, anywhere
  • No application fees
  • No collateral
  • No guarantors
  • No wahala!


Fido empowers individuals and entrepreneurs to capture financial opportunities in Africa. The Fido app is fast,  available 24/7, and accessible to all. When applying for a loan, the Fido app makes instant credit decisions even for customers with no financial track record, without any need for paperwork, and no collateral or guarantor needed. Taking a loan and repaying it on time will unlock higher amounts, payment plans, and better interest rates over time.
Fido is licensed by the Bank of Ghana.


Is Fido authorized to provide loans in Ghana?
What are the fees to use Fido?
What can I use the Fido Loan for?
What are the eligibility requirements?
How much is the interest rate?
How long does it take to approve my request?
My request was approved. What do I have to do next?
Where and when will my Fido Loan be paid?
How will I repay the Fido Loan?
What will happen if I can't repay the Fido Loan on-time?
What is the min/max loan amount?
Get The App


8 Blohum Road
Dzorwulu, Accra
Customer Support:
024 243 6885

Operating hours
Monday-Friday: 8:00 - 17:30


"Fido, they don't disappoint.They are easy to access, fast and convenient."

Henrietta Mante

Primary School Teacher

"I needed money for travelling. Their interest rates are low. Fido is the best."

Michael Nyarko


"I must thank Fido. It is the best thing that has happened to me, at the best possible time."

Evans Agyare-Twum

Marketing Agent