About Us

Fido empowers individuals and entrepreneurs to capture financial opportunities in Africa. Lack of access to financial services is a key constraint on the growth of entrepreneurship in Africa.
The banking sector is complicated and bureaucratic, its processes are time-consuming and not very customer-friendly, so access to financial services remains beyond the reach of a significant segment of the population.

Fido changes this paradigm by automating the whole customer journey from onboarding to credit analysis and even provides financial guidance.
Our autonomous banking platform and unique machine learning-risk models, make instant credit decisions even for customers with no financial track record while helping reduce operational costs.

Fido’s autonomous banking system relies on mission-critical, real-time machine learning models for risk scoring and fraud detection, based on non-financial data, to approve or reject a loan in real-time, and simultaneously deliver market-leading default rates.
The Fido app is fast, data-driven, low latency, and built on a distributed cloud architecture, helping boost accessibility to financial services to unbanked regions.